Visa® Credit Cards
| Visa® Signature Rewards | Visa® Platinum | College Rewards Visa® | Young Adult/Co-Signer Visa® | Secured Visa® | |
|---|---|---|---|---|---|
| Benefits | Unlimited 1% cash back | Everyday convenience | 18 or older, Help build credit | 16 or older, Help build credit | Re-build your credit |
| Variable APR for Purchases | As low as 9.99% APR | As low as 9.99% APR | As low as 11.99% APR | As low as 9.99% APR | PRIME + 20.99% APR |
| Annual Fee | NO | NO | NO | NO | $35/Year |
| Payment Options | AutoPay, by phone, or via the internet | AutoPay, by phone, or via the internet | AutoPay, by phone, or via the internet | AutoPay, by phone, or via the internet | AutoPay, by phone, or via the internet |
| Rewards | Earn 1 point for every dollar spent | NO | Earn 1 point for every dollar spent | NO | NO |
| Balance Transfers | $10 or 4% of each transfer whichever is greater. | $10 or 4% of each transfer whichever is greater. | $10 or 4% of each transfer whichever is greater. | $10 or 4% of each transfer whichever is greater. | $10 or 4% of each transfer whichever is greater. |
| Collision Damage | Automatic coverage | Automatic coverage | Automatic coverage | Automatic coverage | Automatic coverage |
| Online Account Access | FREE | FREE | FREE | FREE | FREE |
| Special Offers | 0.00 % introductory rate first 6 mos; 2500 bonus points with first purchase | 0.00 % introductory rate first 6 mos | 1000 bonus points with first purchase | N/A | Cash collateral is held by VISA® for 100% of approved credit limit. |
Learn how to apply for the Elan Visa Consumer Credit Card, the featured credit card of American Midwest Bank.
VISA® Signature Rewards
2500 bonus points with first purchase (may be redeemed for $25.00 in the form of statement credit.)
Earn 1 point for every dollar spent in net purchases.
No Points earning cap.
Points good for 5 years.
Redeem points for cash back, gift certificates, merchandise, Choose Your Own Rewards, and travel.
Cash back is in the form of statement credit.
VISA® Platinum
College Rewards VISA®
1000 bonus points with first purchase.
Earn 1 point for every net dollar purchased.
Maximum of 30,000 points earned annually.
Points good for 5 years.
Redeem points for cash back, gifts, merchandise, Choose Your Own Rewards, and travel.
Cash back is in the form of a statement credit.
Co-Signer VISA®
Secured VISA®
VISA® Platinum Business Rewards
2500 bonus points with first purchase (may be redeemed for $25.00 statement credit).
Earn 1 point for every net dollar purchased.
Earn 2 points for every gas, restaurant, and telecom purchase.
No Points earning cap.
Points good for 3 years.
Cash back option comes in the form of statement credit.
VISA® Business Travel Rewards
5,000 bonus points with first purchase (may be redeemed for $50 in the form of a statement credit).
Earn 1 point for every net dollar purchased.
Earn 2 points for every airline, train, car rental, hotel and motel purchase.
No Points earning cap.
Points good for 5 years.
Cash back option comes in the form of a statement credit.


