Debit Card Bounce Protection
How to keep your debit card Bounce Protection
A new regulation requires us to make some changes to services on your account. Effective August 15, 2010, everyday debit card purchases and ATM transactions will no longer be covered by your Bounce Protection service. If you do not have enough money in your account or the funds are not yet available, your card will be denied.
If you want to continue to have this valuable safety net in case of an emergency, you must let us know you want this service or you will lose this flexibility.
Please take time to consider the ways you use your account and debit card and make the choice that is right for you and your family.
Bounce Protection is a convenient service that provides you and your family with financial flexibility in times when you may not have the sufficient funds in your account.
Examples of everyday debit card purchases are:
- Grocery stores
- Restaurants
- Gas stations
- Doctor's office
- Pharmacy
- Dry cleaners
- Anytime you use your debit card for a one-time transaction
If you also want us to authorize and pay overdrafts on ATM and everyday debit card transactions, you must "Opt In" by completing this Bounce Protection A9 Form.
The choice is always yours. We are here to answer your questions… Talk to us! (815) 756-1444
