Personal Checking

Great Checking Choices
Features and Benefits
Regular Checking
Eagle Pac
American Eagle
NOW accounts
Super NOW

Great Checking Choices

With our wide variety of options, you’re sure to find a checking account that’s just right for your lifestyle.

Maximize your financial resources to make your future bright for you and your family. You may qualify for interest on your checking account balance, special terms on mortgages and installment loans, and a MasterCard or VISA with no annual fee.

An American National Bank of DeKalb County checking account has it all — convenience, flexibility, and all the features and benefits below.

Features and Benefits

Bounce Protection
ATM access at nine American National Bank of DeKalb County ATMs. No fee for unlimited withdrawals, transfers, and balance inquiries at ATMs displaying the American National Bank of DeKalb County sign and logo. ATMs are also available to take deposits.
Online Banking. Access your accounts at your convenience — anytime, anywhere. Check account balances and transactions and transfer funds between accounts. As an added convenience, you may also choose to pay your bills from our secure online connection.
In Touch with Your Friends - Bank by phone product. Call our customer service toll free — use our touch-tone banking or talk directly with us.
Direct deposit. Electronically deposit your paycheck, Social Security, or pension payments into your account.

From special members benefits…to just the basics, American National Bank of DeKalb County offers a checking account that’s tailored to meet your needs. Choose from a variety of account options, including unlimited checkwriting, interest-bearing accounts, no required minimum balance accounts, and combined checking and savings.

One of our representatives will be happy to describe them in more detail, and help you determine the features that are most beneficial to you.

Regular Checking

Regular Checking offers unlimited checkwriting with a low $500 balance requirement to avoid a monthly fee.

$500 minimum balance avoids a monthly fee
Unlimited checkwriting
EZ View Image Statements Monthly
ATM/CheckCard available at no charge
No annual fee MasterCard or VISA credit card*
Service fees waived for Direct Payroll Depositors
$6 monthly fee if balance falls below $300 or $4 monthly fee for balances greater than $300 but less than $500
Free internet banking
Opening deposit of $50

Eagle Pac

Eagle Pac provides totally free checking with no minimum balance requirement or monthly service fees. This package of services is designed to help you establish a credit history while you build your savings. Qualifying for this account is easy! Simply maintain an active American National Bank debit or credit card. Imagine all these benefits in an account with no monthly service charge for those who qualify!

Unlimited checkwriting
No annual fee MasterMoney CheckCard*
No annual fee MasterCard or VISA credit card*
Free internet banking
Opening deposit of $50
Free On-Line Bill Payment

American Eagle

At the heart of the American Eagle is a package of financial services designed to help you reach your personal goals. This account provides a tiered interest rate that is determined by the daily balance in the account.

$5,000 minimum balance
Interest-bearing account
Tiered rate schedule
Liquidity at a higher rate of interest than most checking accounts
Unlimited checkwriting
First order of check free (deluxe American Eagle checks)
No annual fee MasterMoney CheckCard*
No annual fee MasterCard or VISA credit card*
Free internet banking
Online bill payment fee waived for first 90 days
$100 off mortgage closing costs
Free Financial Consultation
Discount cellular phone program
Opening deposit of $5,000

NOW accounts

NOW accounts offer immediate access to funds and pays interest. Monthly service charges can be avoided by maintaining a required minimum balance.

Interest-bearing account
$10 monthly fee if balance falls below $750 (no interest will be paid on balances below $750 at any time)
Unlimited checkwriting
Free internet banking
No annual fee MasterMoney CheckCard*
No annual fee MasterCard or VISA credit card*
Free Financial Consultation
Opening deposit of $50

Super NOW

Super NOW is ideal for those who wish to keep a slightly higher balance and earn maximum interest on their checking account funds.

$10 monthly fee if balance falls below $2,500
Tiered interest rate
Unlimited checkwriting
Free internet banking
No annual fee MasterMoney CheckCard*
No annual fee MasterCard or VISA credit card*
Free Financial Consultation
Opening deposit of $750
Interest-bearing account
$10 monthly fee if balance falls below $750 (no interest will be paid on balances
below $750 at any time)

* Credit is subject to approval, and normal credit standards apply. Credit cards are issued by American National Bank of DeKalb County.
** Complete information regarding fees is located in American National Bank of DeKalb County’s Consumer Information Brochure.





		Personal Checking Great Checking Choices Features and Benefits Regular Checking Eagle Pac American Eagle NOW accounts Super NOW Great Checking Choices With our wide variety of options, you’re sure to find a checking account that’s just right for your lifestyle. Maximize your financial resources to make your future bright for you and your family. You may qualify for interest on your checking account balance, special terms on mortgages and installment loans, and a MasterCard or VISA with no annual fee. An American National Bank of DeKalb County checking account has it all — convenience, flexibility, and all the features and benefits below. Back to Top Features and Benefits Bounce Protection ATM access at nine American National Bank of DeKalb County ATMs. No fee for unlimited withdrawals, transfers, and balance inquiries at ATMs displaying the American National Bank of DeKalb County sign and logo. ATMs are also available to take deposits. Online Banking. Access your accounts at your convenience — anytime, anywhere. Check account balances and transactions and transfer funds between accounts. As an added convenience, you may also choose to pay your bills from our secure online connection. In Touch with Your Friends - Bank by phone product. Call our customer service toll free — use our touch-tone banking or talk directly with us. Direct deposit. Electronically deposit your paycheck, Social Security, or pension payments into your account. From special members benefits…to just the basics, American National Bank of DeKalb County offers a checking account that’s tailored to meet your needs. Choose from a variety of account options, including unlimited checkwriting, interest-bearing accounts, no required minimum balance accounts, and combined checking and savings. One of our representatives will be happy to describe them in more detail, and help you determine the features that are most beneficial to you. Back to Top Regular Checking Regular Checking offers unlimited checkwriting with a low $500 balance requirement to avoid a monthly fee. $500 minimum balance avoids a monthly fee Unlimited checkwriting EZ View Image Statements Monthly ATM/CheckCard available at no charge No annual fee MasterCard or VISA credit card* Service fees waived for Direct Payroll Depositors $6 monthly fee if balance falls below $300 or $4 monthly fee for balances greater than $300 but less than $500 Free internet banking Opening deposit of $50 Back to Top Eagle Pac Eagle Pac provides totally free checking with no minimum balance requirement or monthly service fees. This package of services is designed to help you establish a credit history while you build your savings. Qualifying for this account is easy! Simply maintain an active American National Bank debit or credit card. Imagine all these benefits in an account with no monthly service charge for those who qualify! Unlimited checkwriting No annual fee MasterMoney CheckCard* No annual fee MasterCard or VISA credit card* Free internet banking Opening deposit of $50 Free On-Line Bill Payment Back to Top American Eagle At the heart of the American Eagle is a package of financial services designed to help you reach your personal goals. This account provides a tiered interest rate that is determined by the daily balance in the account. $5,000 minimum balance Interest-bearing account Tiered rate schedule Liquidity at a higher rate of interest than most checking accounts Unlimited checkwriting First order of check free (deluxe American Eagle checks) No annual fee MasterMoney CheckCard* No annual fee MasterCard or VISA credit card* Free internet banking Online bill payment fee waived for first 90 days $100 off mortgage closing costs Free Financial Consultation Discount cellular phone program Opening deposit of $5,000 Back to Top NOW accounts NOW accounts offer immediate access to funds and pays interest. Monthly service charges can be avoided by maintaining a required minimum balance. Interest-bearing account $10 monthly fee if balance falls below $750 (no interest will be paid on balances below $750 at any time) Unlimited checkwriting Free internet banking No annual fee MasterMoney CheckCard* No annual fee MasterCard or VISA credit card* Free Financial Consultation Opening deposit of $50 Back to Top Super NOW Super NOW is ideal for those who wish to keep a slightly higher balance and earn maximum interest on their checking account funds. $10 monthly fee if balance falls below $2,500 Tiered interest rate Unlimited checkwriting Free internet banking No annual fee MasterMoney CheckCard* No annual fee MasterCard or VISA credit card* Free Financial Consultation Opening deposit of $750 Interest-bearing account $10 monthly fee if balance falls below $750 (no interest will be paid on balances below $750 at any time) Back to Top * Credit is subject to approval, and normal credit standards apply. Credit cards are issued by American National Bank of DeKalb County. ** Complete information regarding fees is located in American National Bank of DeKalb County’s Consumer Information Brochure. Back to Top