Business Checking Accounts
| Small Business Checking | Business Checking | |
|---|---|---|
| Benefits | No minimum balance requirement | Earnings credit feature |
| Earns Interest | NO | NO |
| Minimum Balance to Avoid Maintenance Fees | NONE | No minimum balance requirement. Maintenance fee $7 per statement cycle. |
| Transaction Fees Apply | 25 debits per month – no charge (.25¢ for each debit over 25) |
$0.11 per deposit item; $0.15 per debit item |
| Business Debit Card | FREE | FREE |
| Minimum Opening Amount | $100 | $50 |
| Online Services | Online Banking, Cash Management, Merchant Services, Remote Capture Deposit Services | |
At AMB, we work with businesses of all types and all sizes everyday. Our business checking services have grown and changed over the years to better meet the needs of our customers. We know you want superior service, flexibility, low fees, and more… and you want the confidence and convenience AMB offers.
Business Checking Features:
- No minimum balance required
- Unlimited check writing privileges
- Credit cards (Merchant Services)
- Unlimited deposits
- Safe Deposit Box
- Earnings credit to offset fees
- Direct Deposit
- Working Capital Loans
- Retirement plans
Fees: $7 per month service charge; $.11 charge per deposit item; $.15 per check and other debit items; in-house items will not be charged.
Small Business Checking
At AMB, we understand that small businesses face unique challenges, and we have designed our small business checking with that in mind. Let AMB help grow your business with these custom features, designed just for the small business. Why pay for features you don’t need?
Small Business Checking Features:
No monthly service charge checking, including:
- 25 debits per month – no charge (25¢ for each debit over 25)
- Free endorsement stamp
- 15% off your first order of checks
- No minimum balance requirement
- Only $100 to open account
- No annual fee Business VISA Credit Card
- No charge MasterMoney Business Debit Card
- Discounted Verizon Cellular Phone Services
- Internet Cash Management
Your first defined employee benefit consultation is free by appointment.
