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Business Checking

Business Pac Checking

For most businesses, a business checking account with monthly service and item charges can become very expensive.

American National Bank of DeKalb County has the solution — BUSINESS PAC. A collection of the most needed bank products requested by businesses.

The cornerstone of Business Pac is the checking account. Qualified Businesses will receive:

  • No monthly service charge checking, including:
    • 50 checks deposited per month - no charge (11¢ for each item over 50)
    • 25 checks written per month - no charge (25¢ for each check over 25)
    • Free endorsement stamp
    • 15% off your first order of checks
  • No minimum balance requirement
  • Only $100 to open account
  • No annual fee Business VISA Credit Card
  • No charge Business Debit Card
  • Discounted cellular phone service
  • Internet Cash Management
  • Your first defined employee benefit consultation is free by appointment

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Regular Business Checking

Regular Business Checking is designed for customers interested in no minimum balance requirements and an earnings credit to offset monthly fees.

Features & Benefits You May Also Want to Consider

  • No minimum balance required
  • Unlimited check writing privileges
  • Credit Cards (Merchant Services)
  • Unlimited deposits
  • Safe Deposit Box
  • Earnings credit to offset fees
  • Direct Deposit
  • Working Capital Loans
  • Retirement Plans

Fees: $7 per month service charge; $.11 charge per deposit item; $.15 per check and other debit items; in-house items will not be charged.

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Business NOW Checking

Features & Benefits You May Also Want to Consider

  • Interest earned on account
  • Working Capital Loans
  • No monthly service fee if balance remains above $750
  • Credit Cards (Merchant Services)
  • Unlimited deposits
  • Term Loans
  • Unlimited check writing privileges
  • Direct Deposit
  • Retirement/Pension Plans
  • Investment Services
  • Commercial Real Estate Loans
  • Tax & Payroll Services

Fees: $7 per month if balance between $0 and $750; $.11 per deposit item; $.15 per check and other debits.

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Business Super NOW Checking

Features & Benefits You May Also Want to Consider

  • Interest earned on account
  • Working Capital Loans
  • No monthly service fee if balance remains above $2,500
  • Credit Cards (Merchant Services)
  • Unlimited deposits
  • Term Loans
  • Unlimited check writing privileges
  • Direct Deposit
  • Retirement/Pension Plans
  • Investment Services
  • Commercial Real Estate Loans
  • Tax & Payroll Services

Fees: $12 per month if balance is between $750 and $2,499 (interest would fall to the NOW account rate). Service fee of $12 per month if balance between $0 and $749 (no interest will be paid). $.11 per deposit item

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American National Bank of DeKalb County
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