Employment Opportunities
At American Midwest Bank, we pride ourselves on being there for our customers… and for our employees. We have a talented and dedicated team of employees who strive for excellence. We invite you to consider joining our friendly and successful team!
As a member of the AMB team, you will enjoy a competitive compensation package, excellent benefits, and a great working environment. Some of our benefits include:
- Health Insurance (Blue Cross Blue Shield of Illinois) - Health Savings Account Available
- Dental, Life and Disability Insurance
- 401K Plan
- Flexible Benefits Plan
- Paid Vacation, Personal, Sick Time and Holidays
- Employee Assistance Program (EAP)
- Incentive/Bonus Programs
- Service Award Program
Available Positions
Last updated: January 30, 2012
Mortgage Loan Officer
DeKalb location
Job Description
The Mortgage Loan Officer position is responsible for consulting customers to offer lending solutions that meet their home purchase and refinancing needs as well as forming deep relationships with business partners and grooming referral sources. The Mortgage Loan Officer will also promote American Midwest Bank and its financial services.
Position Responsibilities
- Consult with customers about their financial situation, financial and personal objectives and lending needs for the purpose of helping them achieve their home ownership goals. This includes collecting and analyzing information about the customer's financial situation, personal objectives, tolerance for risk and change, plans for the future, income, assets, debts, cash flow, and credit history.
- Analyze financial information for customers to make an initial assessment regarding whether the customer and the property may qualify for a particular lending solution. Make recommendations to customers about which lending solutions would best meet the customers' objectives. Advise customers about the consequences, risks, and benefits of alternative lending solutions.
- Organize educational, marketing, and promotional events and activities in order to educate the agents as well as customers on American Midwest Bank’s offerings and to promote American Midwest Bank as the provider of lending and other financial solutions. Additionally, participate in business partner's events and office activities.
- Refer customers who seek financial services other than lending solutions to the appropriate American Midwest Bank professionals.
- Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the processors and acquire any additional information needed by the processors and/or underwriters.
- Work with processors/closers and customers to ensure the timely closing of the customer's loan.
Requirements/Skills
- Undergraduate degree in Business preferred.
- Two plus years of proven product sales capability is required (success in a commissioned environment preferred).
- FHA/VA & conventional loan origination experience is required.
- Banking experience preferred.
- Expert knowledge of general lending products and services and pricing alternatives in the industry.
- The ability to comprehend and explain financial calculations and pricing alternatives.
- The ability to communicate with customers about the proper documents and information needed to obtain a particular loan.
- Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA.
- Self-starters who can work independently or work with existing partnerships and branches.
- Proven track record of partnering with real estate agents to jointly fulfill customer home purchase and financing objectives.
- Strong relationship development and management skills.
- Deep knowledge of the real estate sales business.
- Superior customer service skills.
This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities.
Please see the "How to Apply" paragraph below, if you are interested in this position.
Credit Analyst
Sycamore location
The Credit Analyst supports the lending function through independent and objective analysis of the loan portfolio. Work in conjunction with the lending function to manage overall quality and content of credit files. Assist with management of Special Assets accounts. Two years experience and four year degree required.
Responsibilities
- Responsible for underwriting a variety of types and sizes of loans, borrowers, and collateral.
- Analyze financial information, evaluate risk, and recommend risk ratings.
- Prepare loan presentations that articulate the nuances of each loan request.
- Review customer loan relationships for compliance with loan agreements and bank policy.
- Responsible for ordering real estate appraisals and reviewing appraisals and evaluations for compliance with bank policy.
- Assist with assigned Special Assets accounts.
- Assist with management reports.
Qualifications
- Strong analytical, mathematical and problem solving skills.
- Effective interpersonal, verbal and written communication skills.
- Able to work with minimal supervision.
- Broad knowledge of commercial lending, loan structuring and portfolio management preferred.
- Experience underwriting commercial real estate loans and commercial & industrial loans preferred.
Please see the "How to Apply" paragraph below, if you are interested in this position.
Personal Banker (Full-time or Part-time)
Sycamore/DeKalb location
At American Midwest Bank, we are committed to providing outstanding service. We have an exciting career opportunity for a professional candidate with a positive attitude and solid customer service and communication skills.
We invite you to consider joining our friendly and successful team!
Qualified candidates must have a thorough understanding of banking products while also having the ability to build and maintain strong customer relationships, evaluate customer’s financial needs, and actively promote bank products and services. Bilingual skills are a plus.
As a member of our team, you will enjoy a competitive compensation package, excellent benefits, and a great working environment.
Please see the "How to Apply" paragraph below, if you are interested in this position.
Teller (Part-time)
Streamwood
We are seeking professional individuals with excellent communication skills who will provide our customers with the highest levels of service. We invite you to consider joining our friendly and successful team!
Responsibilities include maintaining positive customer relations, processing customer transactions and actively promoting bank products and services. Cash handling experience required; teller experience preferred. Fluency in Spanish a plus.
As a member of the AMB team, you will enjoy a competitive compensation package and a great working environment.
Please see the "How to Apply" paragraph below, if you are interested in this position.
Insurance Agent/Broker
Sycamore/Schaumburg
Our independent insurance agency is searching for an insurance agent/broker experienced with personal and commercial insurance, as well as a broker experienced with group employee benefit products.
Please see the "How to Apply" paragraph below, if you are interested in this position.
Part Time Receptionist
Schaumburg
We currently have an excellent opportunity for a part time receptionist at our Schaumburg location. Excellent customer service skills are necessary. The average work week is approximately 20 hours and the work week consists of Thursday, Friday and Saturdays. The responsibilities include:
- Greeting customers in a pleasant and professional manner.
- Receive telephone calls and route to the appropriate staff.
- Respond to customer inquiries regarding products and services offered by the Bank.
- Provide customer and Bank support.
Please see the "How to Apply" paragraph below, if you are interested in this position.
How to Apply
As a member of the AMB team, you will enjoy a competitive compensation package, excellent benefits, and a great working environment. You may apply at any of our eight locations or send your resume directly to:
Email:
Equal Opportunity Employer
American Midwest Bank is an Equal Opportunity Employer. All applicants will be considered without regard to race, color, religion, sex, national origin or any other protected class.
Affirmative Action Voluntary Information Request
In an effort to comply with governmental record keeping, reporting, and other legal requirements, we invite you to complete the Affirmative Action Voluntary Information Request Form and return it to Human Resources as directed above. Providing this information is strictly voluntary. Failure to provide it will not subject you to any adverse personnel decision or action. We appreciate your cooperation.
EOE/M/F/V/D
